Saturday, December 15, 2007

A Guide To Bad Credit Loans(bad credit installment loans)

bad credit installment loans

By Vipul J

Gone are the days when ‘bad credit’ was considered as a taboo. In today’s expensive world it has almost become a way of our life. This fact is further confirmed by the report of a recent survey which states that almost one fifth of the adult population fall under the trap of bad credit loans. However, this figure is not a matter to be concerned about as there are specific loan programmes for such type of population which are popularly known as bad credit loans. In recent years Bad credit loan business has flourished like never before. The reason for this is the increase of the number of borrowers with a bad credit history.
Bad credit loans enables you to borrow an amount as low as £5000 and as high as £75,000. The repayment term offered in a bad credit loan varies from 5-25 years. Bad credit loans can be either secured as well as unsecured. A secured bad credit loan requires collateral, whereas an unsecured bad credit loan does not require any security against the loan taken. If you are looking for a larger amount and a lower interest rate, then a secured bad credit loan will be a better choice as compared to unsecured ones.
There are a number of sources of bad credit loans. One type of bad credit loans is a cheque advance. In this case, the borrower issues a cheque against which the lender offers a bad credit loan. The amount that the borrower enters in the cheque is equal to the loan amount plus lender’s fees. This type of bad credit loan is repaid within a few days.
If you nead more information about bad credit loans then go to http://www.go4ukloans.co.uk/.
Article Source: http://EzineArticles.com/?expert=Vipul_J
bad credit installment loans

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